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Car, Truck, SUV (2022 or newer) Car, Truck, SUV (2021 or older)Annual Update for Controllers. On average, the loan term is 37 months for leased vehicles, 35 months for used cars, and 69 months for new cars. Reports have shown that 4.5% of outstanding auto debt is about 90 days late, and 7% is overdue for 30 days. 7. In 2019, the auto loan APR was more than 8%.View all cars. Choose a location in order to see the most relevant vehicles for you. Search 1000s of low mileage used cars, trucks, & SUVs at low, no haggle prices. Convenient showrooms across New Jersey, Pennsylvania, and Palm Harbor Florida.The 7 Best Auto Loans and Rates in 2024. Chris Teague. 3/4/2024. Auto loans are a thriving industry in our country, with over two trillion in outstanding auto loan debt as of 2024. Vehicles are becoming much more expensive as well, as the average loan balance was nearly $30,000 last year. 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